WIkifolio – Investieren mit Kopf

Wikifolio – Investieren mit Kopf

Nachdem ich bereits einige Berichte über die Thematik Wikifolio veröffentlicht habe, stellt sich die Frage, ob es ein begleitendes Wikifolio zum Blog „Investieren-mit-Kopf“ geben sollte. Da es schon Wikifolio-Depots gibt, die ich verwalte, würde ich an dieser Stelle gerne eine Übersicht geben. Auch ist es nicht unwichtig zu wissen, ob eines der von mir betreuten Wikifolios die Philosophie dieses Blogs widerspiegelt und damit als begleitendes Wikifolio bezeichnet werden kann. Gemeint ist eine passive, global über einige Assetklassen hinweg diversifizierte und langfristige Strategie, die hauptsächlich über ETFs umgesetzt wird.

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Meine Anfänge mit Wikifolio

Zu Beginn betrachtete ich Wikifolio als Lernplattform für meine eigenen Ideen, die ich dann in meinem realen Depot umsetzen kann. Mittlerweile habe ich jedoch den Wert des Social Trading mehr zu schätzen gelernt und betrachte Investitionen in gute Zertifikate als sinnvoll.

Aktuelle Wikifolios

Zur Zeit verwalte ich drei investierbare Wikifolios, sowie ein noch nicht investierbares. Die ersten drei lauten Megatrends Dekaden, Top10 TecDax-Werte und Value Investing, die ich weiter unten genauer vorstellen werde. Mit der Performance bin ich dabei bisher zufrieden. Alle drei Wikifolios wurden in diesem Jahr eröffnet. Die Megatrends konnten bis zum heutigen Tag 13% zulegen, Die TecDax-Werte etwa 8% und das Wikifolio zum Thema Value Investing rund 15%. Da ich bei Eröffnung der Depots im Bereich Wikifolio noch ein Grünschnabel war, habe ich jedoch die Performancegebühr zu hoch gewählt. Diese kann leider nicht mehr geänder werden. Aus diesem Grund würde ich, obwohl es meine eigenen Wikifolios sind, nicht dazu raten Zertifikate zu kaufen. Aus Übungszwecken und eigenem Interesse werde ich die Wikifolios jedoch weiter laufen lassen.

Investieren mit Kopf

Im letzten Monat habe ich dann ein Wikifolio namens Investieren mit Kopf eröffnet. Zunächst geschah dies ebenfalls zum Zwecke der Übung. Meist nutze ich in den Wikifolio-Depots Strategien, die zu der Strategie des Realdepots etwas abweichen. So bekomme ich wunderbare Vergleiche und kann die eigenen Investmentgrenzen ausloten. Die Philosophie des Blogs ist wie bereits erwähnt eine langfristige, nachhaltige, die insbesondere von der Macht des langfristigen Zinseszinseffekts profitieren möchte. Solch eine Strategie hat solange sie sich zurück verfolgen lässt eine durchschnittliche Rendite von 8,3% p.a. bzw. 5,5% p.a. inflationsbereinigt erwirtschaftet. Mit den außerordentlichen Gewinnen des Platintraders wollen wir uns gar nicht messen, sondern eine sinnvolle Alternative bieten, die ein für Investoren sehr beruhigendes Verhältnis zwischen Risiko und Rendite bietet.

Investieren mit Kopf kopierbar?

Eine 100%-ige Kopie meines Realdepots ist nicht möglich. Das erklärt sich alleine aus der Tatsache, dass in meinem Realdepot auch Wikifolio-Zertifikate zu finden sind, die ich logischerweise auf der Wikifolio-Platform nicht hinzufügen kann. Außerdem hat man auf der Wikifolio-Plattform nicht die Möglichkeit eine Cashflow-Investition zu tätigen, sprich z.b. eine Tagesgeld-Investition, die der Stabilität des Depots dient. Man kann lediglich Cash halten. Daher ist eine exakte Kopie meines Realdepots nicht möglich und die Rendite wird zwangsläufig etwas abweichen. Darüber hinaus müssen zunächst verschiedene ETFs gesichtet werden und die Total Expanse Ration (Gesamtgebühren) mit ETFs außerhalb der Wikifolio-Plattform verglichen werden. Dieser Prozess kann eine Weile dauern.

Wird es ein Wikifolio zum Blog geben?

Ich werde die nächsten Wochen dafür nutzen das Wikifolio mit dem Namen „Investieren mit Kopf“ auf meine Philosophie umzustellen. Am Ende des Prozesses werde ich dann nochmal berichten in wie weit es möglich gewesen ist, die Strategie meines Realdepots zu kopieren. Für das Wikifolio „Investieren mit Kopf“ wurde die aus meiner Sicht die einzig sinnvolle Performancegebühr von 5% gewählt. Ich würde eine noch niedrigere Gebühr wählen wenn dies möglich wäre. Eine weitere Anmerkung möchte ich an dieser Stelle anschileßen. Bei Finanzexperten, Börsenzeitschriften, aber auch auf einigen Finanzblogs (nicht allen) wird geflunkert und gemogelt wenn es darum geht, die eigene Performance in das bestmögliche Licht zu rücken. Es werden Zeitintervalle positiv ausgelegt und Fehlinvestitionen verheimlicht, sowie nur erfolgreiche Strategien hervorgehoben. Durch ein transparentes Wikifolio kann jeder meine Philosophie kopieren oder darüber urteilen.

Die Investitions-Philosphie

Die passive, global über einige Assetklassen hinweg diversifizierte und langfristige Strategie, die hauptsächlich über ETFs umgesetzt wird, soll das Herzsstück des Wikifolios sein. Angelehnt ist diese Strategie zu einem großen Teil an den Arbeiten von Gerd Kommer. In der Vergangenheit haben seine passiven Investment inflationsbereinigt 5,5% p.a. erwirtschaftet, was nachweislich auf lange Sicht etwa 90% aller aktiven Investmentstrategien schlagen kann.  Wer Interesse hat in das dann fertiggestellte Wikifolio zu investieren kann nach Abzug der Performancegebühr mit ca. 5,2-5,3% p.a. (inflationsbereinigt) rechnen. Hintergründe, Ideen, Strategien und konkrete Vorschläge, welche die Philosophie des Blogs darstellen und die des Wikifolios erläutern, werde ich von Zeit zu Zeit auf meinem Blog unter den Kategorien ETF, Wikifolio und Mein Depot veröffentlichen. An dieser Stelle sei noch einmal darauf hingewiesen, dass die Umstellung des Wikifolios einige Zeit in Anspruch nehmen wird und erst nach der Umstrukturierung die Emission beantragt werden wird.

Bereits investierbare Wikifolios

Wie bereits erwähnt sind die bereits investierbaren Wikifolios interessante Strategien, die hauptsächlich dem Lerneffekt dienen. Während das Wikifolio zum Blog Investieren mit Kopf eine sinnvolle Performancegebühr von 5% besitzt, sind die Gebühren der anderen drei Wikifolios leider etwas zu hoch. Lediglich das Wikifolio zum Thema „Value Investing“ könnte eine interessante Alternative sein, da es eine gute, seriöse Quelle besitzt. Nichstdestotrotz möchte ich Ihnen diese drei Wikifolios kurz und bündig vorstellen.

Megatrends Dekaden

Dieses Wikifolio soll von sehr stabilen lang anhaltenden Trends profitieren können und soll daher Positionen beinhalten, die man über sehr lange Zeit halten kann (Die Rede ist von Jahrzehnten/Dekaden). Es sollen überwiegend defensive, wenig volatile Papiere gehandelt werden, die z.B. aus den Bereichen Nahrungsmittel oder Gesundheit stammen. Da die Weltbevölkerung meiner Meinung nach stets weiter ansteigt und die Menschen gleichzeitig auch meiner Einschätzung nach immer älter werden, könnte hier von langfristigem Wachstum ausgegangen werden. Zudem sollen die meisten dieser Aktien regelmäßige Dividendenzahler sein. Aktien sollen eher selten ausgetauscht werden, Stichwort Buy & Hold.

Top10 TecDax-Werte

In diesem Wikifolio soll ausschließlich in TecDAX-Werte investiert werden. Investitionen sollen konsequent nach einem festgelegten Kriterium getätigt werden. Die 10 TecDax-Unternehmen mit der höchsten Performance der letzten 6 Monate sollen in diesem Portfolio gehandelt werden. Hierfür soll jeweils zum Monatsbeginn überprüft werden, welche Aktienwerte zu diesen 10 Unternehmen gehören. Unternehmen, die zu diesem Zeitpunkt im Portfolio sind, aber nicht mehr dem oben genannten Kriterium entsprechen, sollen verkauft werden. Aktienwerte, die zu diesem Zeitpunkt nicht im Depot sind, jedoch dem Kriterium entsprechen, sollen ins Portfolio aufgenommen werden. Alle sich im Depot befindlichen Aktienwerte sollen in der Regel eine Gewichtung zwischen ca. 8-12% haben.

Value Investing

Dieses Wikifolio soll sich am Prinzip des Value Investing orientieren. Entscheidungsgrundlagen sollen neben eigenen fundamentalen Analysen hauptsächlich Empfehlungen von erfolgreichen Value Investoren sein. Aktien sollen nach ihrem Wert und weniger nach ihrem Preis gekauft werden. Die Strategie soll langfristige sein, nach dem Motto: Kaufe niedrig, verkaufe nie. Als Grundsätze des wikifolios sollen gelten: 1) Gutes Unternehmen + Guter Preis + Gutes Management 2) Investments > Trades 3) Es sollen nur Aktien mit der Bereitschaft eines langfristigen Investments gekauft werden. Letztendlich orientiert sich diese Strategie an der Empfehlungsliste eines meiner Meinung nach sehr interessanten und empfehlenswerten Blogs.

 

 

195 Gedanken zu „WIkifolio – Investieren mit Kopf“

  1. Hallo danke für die Anleitung, ich habe mit ihr nun froyo über die kitchen installiert.habe nur eine frage: bei der kitchen war ein kernel dabei. muss ich punkt 9 trotzdem durchführen? 9) 10) und 11) habe ich noch nicht durchgeführt. sollte ich das noch tun? läuft bisher super, kein vergleich zum bisherigen 1.7

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  27. Danke für diese Zeilen. Auch “wenn wir das alles schon wissen” ist es manchmal ganz hilfreich, zwischendurch einen Denkanstoß zu bekommen. Man sollte nicht immer versuchen, in allem das “Haar in der Suppe” zu finden. Manches spricht für sich selbst und sollte einfach so stehen bleiben… diese Gedanken zählen für mich dazu.

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  38. Hola mi amigo:Solo queria darte a conocer mi nueva direccion de mi blog “Motivando” (el que tienes en el enlace esta desactualizada) Hey, al parecer son super activos los colombianos!! Bien por ti y por tu patria que cuenta con gente tan llena de deseos de compartir sus conocimientos. Quizas un dia se les una Universidades del Asia?

  39. Quando in casa comanda una femmina l’uomo è meglio che si spari—————————————————————————Ne rimarrebbero ben pochi e non sposati.Questa cosa che bisogna portare i pantaloni e avere le palle viene usata anche per demolire il maschio, io non sono tenuto a far niente, sono debole e vigliacco: ma so che le donne vogliono il potere sugli uomini sia con i pantaloni o senza.

  40. Hi Wei Han! Glad to see a friend who enjoyed the WWOOFing experience as well. I was WWOOFing for a week in New Zealand earlier this year. Not only did I have time to take a break and reflect upon my life, I learnt to appreciate food better, especially since I’ve painstakingly cared for the crops on a daily basis. (:

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  42. Oigan disculpen pero no es que tenga una doble personalidad y me trasvista. Lady L no soy yo, es esa señora que comparte conmigo esta casa desde hace casi cuarenta años y que me ha dejado la firma y yo no la he visto y he picado. Nada más lejos de mi intención que jugar a la esquizofrenia, yo no utilizo dobles o triples personalidades (verdad, querida condesita) así es que queda dicho para la posteridad. El comentario anterior es mío aunque lo firme mi dueña.Salud y República

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  48. I find that they help me each day eith some thing that is happening. Many times I have had someone come up to me and have been able to use the verse to help them too. Has helped me when leading, at times. I love the way God works, so many times he has nbacked up what you have sent for the day with other verses from books etc. that I am reading WOW God is so Good.

  49. Utolsó simítások az új WordPressen…Közép-európai idÅ‘ szerint ma jelent meg a WordPress 2.6 harmadik béta verziója.Ahogyan az várható is volt, nem tartalmaz újításokat, csak a 2.6-ban bejelentett új, és a már meglévÅ‘ funkciók javításait.Önmagában a béta verzió mi…

  50. OIK saknade idag Svärdström, A.Karlsson samt Lindarv som enbart spelade PP. Det är dessutom lagets tre bästa backar, inte så lustigt att det blev tufft. Backarna gick ju på knäna i tredje perioden.För övrigt var OIK snäppet bättre i matchen och hade inte Ödmark gjort några idioträddningar i tredje perioden hade OIK ryckt ifrån och avgjort matchen.Kristianstad publik visade återigen att man är på neandertalarnivå idag, allt som vanligt med andra ord.

  51. They are producing things that the general public thinks it wants, instead of good, solid-performing, useful tools.The Governer is a very useful tool. I just bought one, and it is great. If you do not think it is a useful tool, strap it on, tuck it in, or throw it in the vehicle and exercise the castle doctrine , and move to Texas . You will find it very useful here in many ways. Have you ever fired on an intruder ? Have you ever fired at a robber or carjacker ? I didn’t think so…. I could go on and on with useful scenarios that the Governer could overtake , but opinions vary.

  52. Folks said the same thing about Bubba Clinton-Lewinsky. And then Ross Perot ran as an independent and gave Bubba the second term.Your legal history (the Supremes said "Natural Born" was to TWO American Parents) is no better than your American History (Perot ran against Bush, Sr to give Clinton his FIRST term)You people are so pathetic. Just because the Electoral College votes for an ineligible person does not make him eligible. Take off your clown nose BOZO!

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  54. I really liked your channel and this video. If you need any help getting this video exposed I use a site called tubeviews.(net) It has really helped like 20 of my main videos get to the top in position. Its nice.There is software im using to send atleast 20,000 text message a day advertising my online business…it is amazing. I think they have a free demo to try as well autotextsender.(c0m) God Bless!Nice.

  55. Thanks somuch…I really appreciate hearing that as it was not easy to write….easier to talk about that to write. I will be adding part 2 of my story in the next few weeks as welll as more content to other areas…so many drugs that I have yet to touch on…thanks for visiting and commenting…I really appreciate it.

  56. What are your thoughts on politicians? Obviously one would assume that they above all should be ethical and transparent but is there a case where some lack of transparency or ethics is allowable? Perhaps with respect to national security? I’m not suggesting this to be the case but wonder your thoughts on it.

  57. Now, I went to the beach adjoin with my kids. I establish a sea bombard and gave it to my 4 time ancient daughter and understood “You can hear the ocean but you place this to your ear.” She placed the bombard to her ear and screamed. There was a loner crab surrounded by and it pinched her ear. She by no means desires to energy stylish trade! LoL I know this is perfectly rancid theme keep pro I had to caution a name!

  58. 164I experienced anxiety years ago and saw a therapist because I was laid off, owned a house, was trying to find a job and then found a job, and had to drive during the worst winter ever. You mean to tell me that since Im better and done with all of that, I cant become a Marine Reserve?!?!? It was three years ago!

  59. Hi Thomas,ist das nicht zu wenig belastung für den Muskel?1 Übung für Brust und 2 Übungen für Rücken und dann eine ganze Woche Pausieren. Ich glaube ein 2 er split sollte mehr Übungen haben oder nicht?[]Hallo Tim,leider kann ich deine Frage nicht beantworten, da mir noch folgende Informationen fehlen:wie viele Sätze absolvierst du für jede dieser Übungen?Trainierst du auch weitere Muskelbereiche?Beste GrüßeThomas[]

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  61. muito bonitinho comentário acima, vou resumir:falta de isenção é coisa séria, espero que corregedoria desse cidadão ocupante cargo publico federal seja mais isenta que e apure realmente o que aconteceu. Em campos acontece tudo, compra votos, uso máquina administrativa e nunca vi esse órgão atuar com tanta rapidez como lá no outro município. Enfim, esta cidade é um circo em todas as esferas.

  62. # Monika, ja trafiaÅ‚am w Katalonii chyba na najgorszÄ… możliwÄ… obsÅ‚ugÄ™, wiÄ™c teraz ten uÅ›miech i pytanie czÄ™ste, czy wszystko jest ok, aż mnie dziwi. I to jest miÅ‚a odmiana. A dziÅ› pogoda przeszÅ‚a przez wszystkie odmiany maÅ‚y deszcz, ulewa, sÅ‚oÅ„ce, burza i znowu sÅ‚oÅ„ce. Pozdrawiam,#Kasik, ja nadal mówiÄ™ rynek 🙂 ewentualnie targ, jest neutralnie. Bazarek jakoÅ› mi nie przychodzi naturalnie 🙂

  63. Artykuł bez sensu, bo jego treść sprowadza się do zdania: "Włóż płytę i postępuj zgodnie z instrukcjami na ekranie". Mógłby przydać się tylko analfabetom, ale ci nie będą potrafili go odczytać.

  64. Lovely post, Cat. Sometimes I feel like that, like it’s more of the head and heart, less of the hands. Lately, I’ve been feeling more balanced. Two things that has really helped me connect are just taking the time to do it (ritual, active prayer, etc.) and also creating art. That’s has been a huge development for me.

  65. I get N/A on AAPL put/call spreads where pricing should be listed!! Set at 5 point spread with ANY day listed to expiration?Is this because there are no WEEKLIES listed for this week because the MONTHLY series expires ? And no new weeklies are released?thanksPS good study BTW

  66. Oi ney, gostaria de saber onde posso fazer o download daqueles 2 arquivos do developer toolbox cs3 de tradução e o arquivo do painel de noticias onde você pode editar os textos.. vlw, um grande abraço..Jason!VA:F [1.9.20_1166]please wait…VA:F [1.9.20_1166](from 0 votes)

  67. Nous sommes allées- à 2 – au gîte de la huberdière à tire pied (manche) Accueil super sympa ,gîte dans un état impeccable ,tres confortable (chaque chambre a sa salle de bain ) Environnement soigné et écologique Nous avons retenu pour 22 personnes en juin car nous n’avons que des compliments à faire

  68. Mah….onestamente rimango stupefatto, nel senso che nel passaggio dalla 5.0.1 che avevo prima alla 6.1 attuale il consumo della batteria nel mio 4S è calato drasticamente anzichè aumentare…..ovviamente ho il gamecenter disabilitato e uso il 3g solo quando navigo….è pura casualità o fortuna?!

  69. When My spouse and i initially mentioned I engaged the Inform me when new feedback are included checkbox and today each time a comment can be added We get numerous emails with the same remark. Is there however you can easily remove men and women from in which service? Thanks a whole lot!

  70. Yes, a lot of great documentaries didn’t make the list. I think that is more a testament to the strength of the documentaries this year than it is to any snub. I have seen about half of these, and they all were fantastic. I am excited to see so many great movies honored, though I will admit some of my favorites missed the list. Hopefully this continues to propel the Best Documentary category into the greater public eye as it deserves.

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